Carlos Bucio
Mortgage Loan Officer NMLS: 1726457
Want to contact or send documents to Carlos?
Hi, I’m Carlos Bucio,
As a Bilingual Loan Officer (Spanish and English) I’m proud to help individuals and families navigate one of life’s most important financial decisions—finding the right home loan. I believe the lending process should feel clear, stress‑free, and empowering, not overwhelming. That’s why I focus on providing straightforward guidance, prompt communication, and personalized solutions tailored to each client’s unique goals.
Whether you’re a first‑time buyer, upgrading to your next home, or exploring refinancing options, my commitment is to make sure you feel confident every step of the way. I take the time to listen, explain your options, and build a financing strategy that aligns with your long‑term plans—not just today’s transaction.
My goal isn’t just to get you approved—it's to earn your trust as a long‑term partner in your financial journey. I value integrity, transparency, and the relationships built with every client I serve.
If you’re ready to explore your home financing options or simply want to understand where to start, I’m here to help.
Let’s make your homeownership goals a reality!
We are proud to have helped thousands of happy customers over the years.
Carlos was patient and very helpful with us. His walking us through the whole process made this one of the best closing and loan application processes we have ever had. Top notch service.
He is pretty dedicated and he makes everything easy to understand in what you need to accomplish buying your home, easy to work with and very trustworthy
I would like to say thank you to Carlos for never giving up on us. Time and time again he would explain things to us so there wouldn’t be a misunderstanding. He was great with my family and knew what we were looking for. At some point the process became a little longer than expected (wasn’t his fault) and we wanted to give up. Carlos stayed with us and reminded us why we started in the first place. After several house tours later I can say our experience with Carlos was great. I would recommend him to others. He was always available to us if we had any questions. We didn’t have our own agent and he recommended someone who we worked really well with. We appreciate his hard work. When there was challenges that blocked our way Carlos worked really hard to made sure we can get through it. He never gave up on us and encouraged us. Everything made it worth it because now we own a house that we love. He’s also bilingual which made it perfect to communicate with everyone in our household.
Company Rating
We make the digital mortgage process fast and easy.
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Apply Online1
- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Connect & verify documents2
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Contact & lock your rate3
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Loan is underwritten & funded!4
Find your monthly payment
What does a monthly mortgage payment look like for you?
Get an estimate with some basic information.
How is my monthly payment calculated?
Apply Appointment
We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
We will help guide you through the process and get you to your goal sooner.
We will help guide you through the process and get you to your goal sooner.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships, we’re able to offer you competitive rates.
We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.
No, there’s no fee to apply for a loan with Clear Mortgage Capital.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)
If you have any other questions, just call us or send a message.
